Quote:
Originally Posted by davallew
Putting a middle aged, greying, spectacle wearing sensible estate car driver on their policy would bring anyone's insurance down  
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Doesn't have to be old fogey.
When I added my wife to my insurance just after she got her licence at 29 it dropped also, despite only having a licence for a couple of months and insuring her on a 300bhp car!!
It's the diversification of risk that's reflected in the lower premiums.